Equip Bank

equipifi | Flexible payments & BNPL for financial institutions

www.equipifi.com

We are the only platform helping financial institutions own installment capabilities across their entire banking experience. ... Launching with equipifi is simple. Our process can be completed with 10 hours from your team, and is adaptable to your pace. We are connected with major banking cores and digital banking platforms. Connect to core & digital banking with our integration guides · Review go-to-market campaigns designed for your brand · View and select your eligibility and offer parameters with our underwriting guide ... Launching with equipifi is simple. Our process can be completed with 10 hours from your team, and is adaptable to your pace. Embed pay-over-time capabilities across your digital banking experience, giving consumers purchasing power at every transaction.

equipifi | LinkedIn

www.linkedin.com

The equipifi platform seamlessly integrates with leading banking cores and digital banking platforms to deepen customer engagement, grow market share, increase revenue, and provide a single place to view, accept, and manage BNPL plans on their existing banking app. ... "Consumers, particularly younger consumers, love using #BNPL in lieu of traditional credit. It's one of the first payment products that is a genuine revenue generator for financial institutions in years, perhaps since the invention of the credit and debit card," Bryce Deeney said. equipifi | 2,301 followers on LinkedIn. The Buy Now, Pay Later platform for debit card issuers | equipifi is the leading Buy Now, Pay Later (BNPL) platform for debit card issuers in the United States. Their white labeled solution is designed to align with consumer purchase habits, payment preferences, and financial goals. Read more about #buynowpaylater on American Banker! John Adams equipifi ... What is #BNPL, really? What is #BankBNPL and how does it differ? How have consumer expectations been changed by major BNPL providers? And how does this impact debit card issuers trying to grow deposits? 👉 👉 Bryce Deeney from equipifi suggests that traditional lenders can offer a "safer way to underwrite consumers" by looking at the consistency of their cash flow to see how much someone can afford. Read more from Melissa Daniels on Modern Retail. #buynowpaylater #cfpb #consumerprotection #consumerspending #financialinstitutions ... 📣 Louder for those in the back. #bnpl #bankingindustry #creditunions #brandbuilding #customerengagement

the future of banking called. equipifi answered. | Jack Henry

www.jackhenry.com

In 2021, while the world buzzed about Buy Now, Pay Later (BNPL), equipifi saw something deeper: a chance to bring safer, more intuitive, flexible payments back home where they belong – inside the banks and credit unions people already trust with their money. But vision alone doesn’t build revolutions. With surging demand from financial institutions, equipifi faced a critical need to bring their product to market quickly – and at scale. equipifi’s BNPL offering seamlessly integrates with Jack Henry, helping financial institutions drive an 18% increase in logins and 14% higher debit card usage. As BNPL reshapes how consumers manage their money, equipifi is the only infrastructure platform enabling financial institutions to offer BNPL directly in their accountholders’ existing checking accounts and debit cards – fully embedded in their mobile banking app. What sets equipifi apart is their streamlined experience that guides and supports accountholders through the entire purchasing journey. In fact, accountholders can accept offers before a purchase, receive funds in their checking accounts, or split completed debit card transactions into installments – all without leaving their digital banking app.

equipifi | Buy Now, Pay Later for credit unions & banks

www.equipifi.com

Our platform is designed to plug FIs frictionlessly into every step of the purchase-to-payment journey. ... No credit check, no application. equipifi’s platform generates pre-qualified BNPL offers based on real-time purchasing power. ... Your customers and members are already using BNPL from external providers. Prevent attrition and displacement by launching a competitive product in-house. Launch a BNPL program that keeps origination and servicing under your charter. equipifi activates credit capabilities on your debit products and keep interest income yours. ... BNPL is an engagement driver that has a halo effect on adjacent financial products. Launch a branded BNPL program fully owned by your bank or credit union. Keep engagement and deposits inside your digital banking app. When powered by equipifi, BNPL from financial institutions activate pay over time capabilities across existing debit cards and checking accounts, allowing customers and members to turn to their trusted bank or credit union for this service. Users receive pre-qualified BNPL offers in their online banking and mobile app that is tailored to their financial context, and can quickly obtain extra funds for a future purchase or split payment for an eligible transaction.

equipifi - CU 2.0

cu-2.com

equipifi is the leading Buy Now, Pay Later (BNPL) solution for banks and credit unions. They modernize the way consumers interact with their money… especially when it comes to payment options at the point of sale. Their mission is to support banks’ and credit unions’ ability to deliver experiences that help foster growth and engagement for new […] Their mission is to support banks’ and credit unions’ ability to deliver experiences that help foster growth and engagement for new and existing accounts. equipifi provides seamless white-labeled integrations for banks and credit unions to offer BNPL for their members. Shoppers have instant access to the cash needed to afford the purchases they want, all without disconnecting from their bank. This is a growing necessity for traditional financial institutions. The BNPL market is growing rapidly, especially in ecommerce applications. Also, primary demographics that BNPL options serve skew younger, which is a necessary market segment to capture when competing with neobanks and fintechs.

About equipifi | Flexible payments for financial institutions

www.equipifi.com

Today, equipifi powers flexible payments for hundreds of banks and credit unions across the US built on the conviction that financial institutions, not third-party fintechs, should own the most important moments in their consumers' financial lives. equipifi exists to put flexible payments in the hands of the financial institutions (FIs) that already own the consumer relationship. We power banks and credit unions across the US to offer their consumers real-time purchasing power under their own brand, on their own terms.